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column_padding_phone=”inherit” column_padding_position=”all” centered_text=”true” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″ column_link=”https://creditunionsofjamaica.com/member-services/what-is-a-credit-union-2/”][text-with-icon icon_type=”image_icon” icon_image=”5935″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”WHAT IS A CREDIT UNION” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fwhat-is-a-credit-union-2%2F”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″ column_link=”https://creditunionsofjamaica.com/member-services/common-bonds-of-association/”][text-with-icon icon_type=”image_icon” icon_image=”7698″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”COMMON BONDS OF ASSOCIATION” 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custom_height=”50px”][vc_custom_heading text=”WHAT ARE CREDIT UNION SHARES?” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fwhat-are-credit-union-shares-2%2F|title:What%20are%20Credit%20Union%20Shares%3F”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″][text-with-icon icon_type=”image_icon” icon_image=”7786″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”OPENING A CREDIT UNION ACCOUNT” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fopening-a-credit-union-account%2F|title:Opening%20a%20Credit%20Union%20Account”][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”20px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” top_padding=”2″ constrain_group_1=”yes” bottom_padding=”2″ left_padding_desktop=”2″ constrain_group_2=”yes” right_padding_desktop=”2″ text_align=”left”][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” centered_text=”true” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″][text-with-icon icon_type=”image_icon” icon_image=”7788″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”HOW DO I JOIN A CREDIT UNION?” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fhow-do-i-join-a-credit-union%2F|title:How%20do%20I%20join%20a%20Credit%20Union%3F”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″][text-with-icon icon_type=”image_icon” icon_image=”7789″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”OPENING A YOUTH SAVERS ACCOUNT” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fopening-a-youth-savers-account%2F|title:Opening%20a%20Youth%20Savers%20Account”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” bg_image_animation=”none”][text-with-icon icon_type=”image_icon” icon_image=”7791″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”THE CREDIT UNION DIFFERENCE” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fthe-credit-union-difference%2F|title:The%20Credit%20Union%20Difference”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” bg_image_animation=”none”][text-with-icon icon_type=”image_icon” icon_image=”7792″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”MEMBER BENEFITS” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fmember-benefits%2F|title:Member%20Benefits”][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”20px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” top_padding=”2″ constrain_group_1=”yes” bottom_padding=”2″ left_padding_desktop=”2″ constrain_group_2=”yes” right_padding_desktop=”2″ text_align=”left”][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” centered_text=”true” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” bg_image_animation=”none”][text-with-icon icon_type=”image_icon” icon_image=”7702″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”CREDIT UNION FAMILY” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fcredit-union-family%2F|title:Credit%20Union%20Family”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” enable_border_animation=”true” bg_image_animation=”none” border_animation_delay=”150″][text-with-icon icon_type=”image_icon” icon_image=”5935″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”CREDIT UNION SERVICES” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Fcredit-union-services-2%2F|title:Credit%20Union%20Services”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” bg_image_animation=”none”][text-with-icon icon_type=”image_icon” icon_image=”7664″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”ACCESSPLUS DEBIT CARD” font_container=”tag:h2|font_size:18|text_align:center|color:%237a7a7a|line_height:1.2″ use_theme_fonts=”yes” link=”url:http%3A%2F%2Fcreditunionsofjamaica.com%2Fmember-services%2Faccessplus-debit-card%2F|title:AccessPlus%20Debit%20Card”][/vc_column_inner][vc_column_inner column_padding=”padding-3-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_color_hover=”#ffe311″ background_hover_color_opacity=”0.1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” boxed=”true” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”1px” column_border_color=”#686868″ column_border_style=”solid” bg_image_animation=”none”][text-with-icon icon_type=”image_icon” icon_image=”7794″][/text-with-icon][divider line_type=”No Line” custom_height=”50px”][vc_custom_heading text=”MEMBER COMMUNITY – FAQS” 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